You can get a loan for just about anything with SmarterLoans, as long as it’s for a lawful purpose, and we can meet our responsible lending obligations.

Once your loan is funded the amount you receive in your account will be the total amount you're borrowing minus the Establishment fee.

If you are using the loan for consolidating debt, we will transfer the agreed amount (which can be all or part of the loan) to your existing creditors as you have instructed.

Yes, you can. Repayment schedules are set to monthly by default. If you want to change the frequency, get in touch with us as soon as your loan has been funded.