Less than 5 minutes to apply

Less than 3 hours to process

Personal Loans​

including Debt Consolidation Loans, Home Improvement Loans, Travel & Holiday Loans, Wedding Loans, Funeral Loans, Education Loans, Family Help Loans

Vehicle Loans​

including Car Loans, Motorcycle Loans, Caravan Loans, Campervan Loans, Trailer Loans, Horse Float Loans

Marine Loans

including Boat Loans, Jetski Loans

Business Loans

including Small Business Loans, Larger Business Loans, Line of Credit, Seasonal Funding, Special Project Loans, Business Vehicle Funding, Equipment Funding

We’re Fast – our online applications take less than 5-minutes to complete and are processed in less than 3-hours so you can get on with living.

We’re Smart – we find a loan that best suits from our choice of lenders, and we make sure that it’s flexible so you can pay it off faster and save money.

We’re Competitive – our loans are always competitive with a focus on getting you the lowest interest rates.

We’re Helpful – we have people in New Zealand to help you with every step, and often we may even see things we can help with that you didn’t know you needed help with.

Smarter Loans to start almost any purpose: What are your dreams?

  • Debt Consolidation Loans
  • Home Improvement Loans
  • Travel & Holiday Loans
  • Wedding Loans
  • Funeral Loans
  • Education Loans
  • Family Help Loans
  • Car Loans
  • Motorcycle Loans
  • Caravan Loans
  • Campervan Loans
  • Trailer Loans
  • Horse Float Loans
  • Boat Loans
  • Jet-Ski Loans
  • Small Business Loans
  • Larger Business Loans
  • Line of Credit
  • Seasonal Funding
  • Special Project Loans
  • Business Vehicle Funding
  • Equipment Funding

Apply for a Smarter Loan