You should at least check and see if you can replace your expensive debt with a lower cost debt. It costs nothing to apply, and of course you only accept the loan offer if it’s going to be better than what you have now. Some debts can be REALLY expensive! Check your credit card interest …
Often people just put up with paying their debts, when they could save a considerable amount by doing a debt consolidation with the right finance company. Recently we had success for a couple who wanted to buy a home, but were told that they could not afford what they wanted. From the way that the …
When was the last time you looked at your debts and wondered why you are paying those high interest rates? Some debts can be REALLY expensive! Look at your credit card interest rates and you may see they are often close to 20% Store cards can charge a lot more, with some like the GEM …
STOP: Why Are You Paying Those High Interest Rates? Read More »
The best time to get you car loan approved is before you start looking at cars. Kiwi’s love cars and over our lifetime we will typically own a few. We may be good at buying cars too, but most people are not great at getting the finance arranged and that’s why Smarter Loans was created …
When’s The Best Time To Get Your Car Loan Approved? Read More »
Summer is not far away now, and if you want to get on the water then it would be a good idea to get your jetski loan approved so you can go shopping. Jetski’s are a lot of fun, are more affordable than most boats and are a lot easier to tow too. They have …
Get Your Jetski Loan Approved For A Summer On The Water Read More »
There are some good reasons that say first home buyers should consolidate debts before they try and get a home loan. That’s why Smarter Loans offer debt consolidation loans for first home buyers, and suggest that you consolidate debts before you apply for a home loan. When people start getting ready to buy their first …
Should First Home Buyers Consolidate Debts Before Try For A Home Loan? Read More »
Most people do not realise the impact of the different type of debts and how they affect your loan application. When the lenders look at a loan application they are very focused on a number of things including affordability. They will calculate your ability to have a loan on your income less any living expenses …
Type Of Debts And How They Affect Your Loan Application Read More »
There are some compelling reasons that we offer debt consolidation loans for first home buyers and Smarter Loans can help. Most people that are getting ready to buy their first home tend to focus on paying off any debts, but that’s not always the best way to manage things. Of course a perfect situation is …
The Value Of Debt Consolidation Loans For First Home Buyers Read More »
Often when you start looking for a new car you know that you want affordable car finance, but you also don’t want to compromise and end up drive a car that you hate. When we started to look at options a key was to provide affordable car finance that allowed people (you) to buy a …
Why would you get your car loan approved in advance? Remove The Risk Of A Bad Finance Deal The best time to get the finance approved is before you go shopping for a car. It sets a good target buy price for you, allows you to look at cars for sale privately and also removes …
