When most businesses need vehicle finance they end up with finance secured over a particular vehicle, and the loan has set repayments which are the same each month. Is that the smartest way to arrange vehicle finance for business? Probably not! Flexibility is key to business, and especially in uncertain times. Get Flexible Vehicle Finance …
Here at Smarter Loans we see a lot of loan applications and often there is some gambling that shows up, and so we are often asked how does gambling affect a loan application. Rather than answering this same question multiple times we thought we should write an article that explains how gambling affects loan applications …
Have you overspent and got too many short-term debts? It’s easy to get into debt when things are going well, but as the cost of living crisis hits it becomes harder to get rid of those debts. Often we find it is easy to consolidate those debts into a single loan, but you need to …
Start Saving Today With Affordable Debt Consolidation Loans Read More »
They say first home buyers should consolidate debts before they try and get a home loan. Mortgage advisers know this, and that’s why many people are now turning to Smarter Loans to get their smarter debt consolidation loans. When people start getting ready to buy their first home, they are often told that they need …
Consolidate Debts Before You Apply For A Home Loan Read More »
Have you overspent on your credit card? It’s easy to do, but harder to get rid of that debt. If you pay the minimum then you could still be paying it off in 10-years! So we are seeing more people looking to convert credit card debt into a term loan with a fixed term and …
You Should Consolidate That Credit Card Debt Today! Read More »
They say that “cash is king” and for businesses that should probably be more like “cashflow is king” and yet many small business owners leave it until the cashflow dries up before they start talking to banks or looking for finance.. What they should be doing is looking forward and making sure that the projected …
You want some extra income and know that a small business is an ideal way to generate this; however many of the better small businesses will need to be purchased and that means you need availability to money. This is especially the case with a business that is already operating and earning, plus with many …
Finance Your New Side Hustle Purchase With A Small Business Loan Read More »
A wedding is certainly a very special occasion, and a wedding loan can help give you the freedom to plan your big day without stress about the cost. At Smarter Loans we know that the costs for weddings can add up. There are a lot of expenses and it can be hard to keep to …
A Wedding Loan Will Reduce The Stress For This Special Time Read More »
As mortgage advisers we have always helped people with personal loans, but recently we decided that we needed to get a smarter option and after much research we decided on a model which we simply call Smarter Loans. When we started looking at how people were processing personal loans we found that the automated processes …
You should at least check and see if you can replace your expensive debt with a lower cost debt. It costs nothing to apply, and of course you only accept the loan offer if it’s going to be better than what you have now. Some debts can be REALLY expensive! Check your credit card interest …
