When was the last time you looked at your debts and wondered why you are paying those high interest rates?
Some debts can be REALLY expensive!
- Look at your credit card interest rates and you may see they are often close to 20%
- Store cards can charge a lot more, with some like the GEM Visa offering some interest free terms but then they charge 25.99%
- Personal loans vary a lot, but many charge those high interest rates too.
- Even the bank overdrafts charge high interest on any outstanding balances owed.
It Costs Nothing To Try For Lower Rates!
You really don’t want to be paying those high interest rates and there is something that you can do today.
You can apply for a smarter loan and see how much cheaper it can be.
Our Smarter Process
When we were researching the way people were applying for loans we discovered that we needed to adopt a smarter way of doing the loan applications to ensure that we get better success for the borrowers. This lead to use starting up this new brand known as Smarter Loans.
Many of the finance companies that provide personal loans will price the loans based on the profile of the borrower. This profile includes a number of factors to determine what interest rate they will charge and if your application is not accurate then you could end up paying more than you need to.
We use a lot of automation to make the process as simple as possible, but we have also added a manual review process that ensures that we can amend the applications when needed and this allows us to present them to our lenders better and ultimately get a better result for you.
Our process is smarter than most as we have linked automation to include a manual review.
It’s always about trying to get the best loan for you.